In its simplest form the Housing Choice Voucher Program (HCVP), also known as Section 8, provides rental assistance to eligible families. The HCVP Program is funded and regulated by the US Department of Housing and Urban Development (HUD). The program allows eligible low-income families to choose and lease safe, decent, and affordable housing offering greater mobility to families through access to neighborhoods with lower poverty, more jobs, better schools, and lower crime.
The HCVP Program is a three-way partnership between the Owner of the rental unit, the family and the Mechanicville Housing Authority (MHA).
When your name comes to the top of the waiting list you will be invited to verify the information on your Pre-Application which will include your household composition and income and a criminal history background check on all adults 18 years of age or older. If all federal guidelines are met you will be offered assistance in the form of a Voucher enabling you to search for an apartment under the HVCP Program.
Families who participate in the HCVP Program are required to comply with certain family obligations to the MHA which are stated on the Voucher. Additionally, family obligation to the Owner of the rental unit is contained in the Lease agreement between the Owner and the family. The family must pay their rent on time, provide and pay for any utilities and appliances that are not furnished by the owner, take good care of the unit and is responsible for damages to the unit or premises beyond normal wear and tear.
After you find a suitable housing unit from an owner willing to participate in the program and the unit and the proposed contract rent is approved, the MHA will enter into a contract with owner, and the family will enter into a Lease with Owner.
It is important to note that even though the family is determined to be eligible for the Program, the Owner has the responsibility of approving the family as a suitable renter. Owners must also comply with Fair Housing Laws, maintain the unit by making necessary repairs in a timely manner as required by the program, comply with the terms of the Housing Assistance Payment contract with the MHA and collect rents due from the assisted family and comply with and enforce the lease.